0% Credit at Cookes

0% Credit at Cookes

We offer a variety of credit terms to suit you, with only a small 10% deposit required, our flexible finance lets you decide how much you want to put down while spreading the remaining balance over a payment period of up to 24 months. After the term is complete you own the instrument.

Buying an instrument on credit is easy with our straight forward application that can be completed instore or online. Our instrument experts are always on hand to help. Contact us today.

Get started with our instore application:

  1. To apply instore all you will need to bring with you is some photo ID and proof of address dating back the last three months.
  2. Accepted Photo ID:
    1. Drivers License
    2. Passport
    3. Current Student Card
  3. Accepted Proof of address (from the last 3 months):
    1. Utility Bill
    2. Bank Statement
    3. Council Tax Bill
  4. Once a contract has been signed you can leave with the instrument or arrange delivery with our logistics team.

Get started with our online application:

  1. To apply online add the item to your basket and checkout. When you come to the payment method screen select 'Finance' and place order (no payment will be taken at this point).
  2. We will send you a followup email asking for your:
    1. Personal details
    2. Employment details
    3. Student details (if applicable)
    4. Documentation (ID and Proof of address)
    5. Declaration
  3. Pay the 10% deposit.
  4. Electronically sign your finance contract.
  5. Begin playing your new delivered instrument

To visit us in store please see a map below of our address. Our team of experts can talk you through the range of intruments and help find the right instrument for your level of experience.

Our interest-free credit is there to help you buy that dream instrument at affordable monthly payments. The payments of your instrument can be spread over 24 months with the added peace of mind of no interest charge. Our 0% credit is flexible to fit your terms and needs. Just contact us to discuss how we can help you get the right instrument for you.

0% credit agreement:

  • Small deposit - only a small 10% deposit is required.
  • Affordable monthly payments - spread the cost with afforable payments upto 24 months sometimes 36 months on higher value instruments.
  • Interest Free - No hidden costs or added fees only pay the value of the instrument.

Why choose finance with Cookes

  • Payment period - Dont want a contract for 24 months? You agree how long you want the contract for.
  • Deposit - Want to put a larger deposit down? No problem, a larger deposit will help reduce your monthly payments further.
  • Flexible - No penalties or added fees should you choose to pay early.

We are currently only able to offer our 0% Credit if you live in the area marked, however, we can deliver across the entire country for payment by cash, card, or bank transfer.

We do offer a separate scheme for acoustic pianos further afield and we are expanding our logistics operation all the time so please contact one of our experts to discuss if you live outside of the area and we'll do our best to help.

Please see the accepted forms of ID approved by us.

Essential ID:

  1. Photo ID:
    • Drivers License
    • Passport
  2. Proof of current address (last 3 months):
    • Utility Bill
    • Bank Statement
    • Council Tax Bill
    • Valid Drivers License

Desired ID:

  1. Photo ID:
    • Student ID
    • University ID
    • NHS card
  2. Proof of employment:
    • Payslip

How to apply for credit online? 

To apply for credit online, add the items to your basket and checkout. When you come to the payment method screen select 'finance' and place order (no payment will be taken at this point).

What if I live outside the catchment area?

If you live outside the catchment area please get in touch. This does not mean you wont be accepted as our logistics operation is expenading all the time.

I am a student what do I need to apply for credit

  • Address during term time
  • Address during holidays
  • College/university name and address
  • Student email address
  • Course being studied
  • Tutor’s name
  • How long you have left of the course

I am self-employed what do I need to apply for credit?

  • Business address
  • Contact number
  • 2 business referees including an accountant if possible. Name, address, relationship & contact number

I am currently unemployed or between work can I still apply for credit?

  • A guarantor will be required. They will need to sign a guarantor agreement and complete a declaration to allow us to run a credit check on them.
  • Proof of current address and details of the nearest relative will still be required

What information will you require if I am a Housewife/husband or Stay at home mum/dad?

  • We need proof of income to finance the agreement (can be a partner living at the same address)